Personal Loan in Kannur

Documents

KYC Document: Passport/Driving license/Aadhaar/Voter's ID

Date of Birth Proof: Passport/PAN Card/Aadhaar Card/Driving license/Birth Certificate/School Leaving certificate

Proof of Income:

• The latest 2 months pay slip
• Latest 6 months bank statement showing salary credits
• One year of Employment proof
• Signature Proof: Passport/Pan Card/Banker's Verification

Eligibility

Salaried Employees

• Employees of public and private limited companies
• Government employees
• Minimum age of 21 years
• Maximum age of 60 years at the time of maturity of the Personal Loan
• Minimum net monthly income – Rs. 15,000

Documents

KYC

• Proof of Identity: Passport / Voters ID card/ Driving License/PAN Card
• Address Proof: Ration card Tel/ Electricity Bill/ Lease agreement/ Passport
• Copy of PAN Card
• Latest Passport size photo of the applicant (2 copies)
• Income documents
• Last three months' salary slips
• Form 16/Income Tax Returns for the past two years
• Last six months' salary account statement
• duly signed Loan application form
• Repayment methods (EMI)
• Standing instruction registration at your branch
• Internet Banking
• Automated Payment through ECS
• Mobile Banking

Eligibility

• individuals with a monthly net salary of Rs.25000/- and above
• Maximum age – 60 years at the end of loan tenure
• Number of years in the present Job* – 3 years

Documents

• Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
• Address proof (copy of passport/voter ID card/driving license/Aadhaar)
• Bank statement of previous three months.
• Two latest salary slips/current dated salary certificates with the latest Form 16

Eligibility

The following people are eligible to apply for a Personal Loan:

• Employees of private or public sector undertakings, including central, state, and local bodies
• Age between 21 and 60 years
• Individuals who have had a job for at least two years, with a minimum of 1 year with the current employer
• Net income: 25,000 per month.

Documents

Documents required to avail of an Instant Personal Loan with ICICI Bank:

For Salaried Individuals:

• Proof of Identity: Passport/Driving Licence/Voters ID/PAN Card (anyone)
• Proof of Residence: Leave and Licence Agreement/Utility Bill (not more than three months old/Passport (anyone)
• Latest three month's Bank Statement (where salary/income is credited)
• Salary slips for the last three months
• 2 Passport size photographs.

For Self-Employed:

KYC Documents: Proof of Identity, Address proof, and DOB proof.

• Proof of Residence: Leave and Licence Agreement/Utility Bill (not more than three months old)/Passport (anyone)
• Income proof
• Latest 6 Months Bank Statement
• Office address proof
• Proof of residence or office ownership
• Proof of continuity of business.

Eligibility

• Over 23 years old and a resident of India
• Salaried individual monthly income of 30,000+
• Having a good credit bureau score
• Having a Savings Account with any of the banks in India

Documents

The below-mentioned documents you want must submit to get your loan in quick.

• Valid identity proof: PAN Card, Passport, Aadhaar card, Voter's ID Card, or driving license
• Valid residence proof: Passport, current utility bills, or license agreement
• Bank statement: Last three months that contain your income details
• Salary slip: last three months
• 2-3 passport-sized photographs

Self-employed individual

• Valid identity proof: PAN Card, Passport, Aadhaar card, Voter's ID Card, or driving license
• Valid residence proof: Passport, current utility bills, or license agreement
• The income tax returns of the last few years
• Bank statements
• Financial statements

Eligibility

• Nature of employment: Employed with an MNC, public limited company, or private limited company
• Ages: 21 years to 60 year
• Minimum monthly income
• Corp Salary borrowers: Rs. 25,000
• Non-Corp Salary borrowers: Rs. 30,000
• Kotak Mahindra Bank employee: Rs. 20,000
• Minimum educational qualification: Graduation
• Work experience: At least one year